If you have been in a car accident and your car has been totaled, we understand the trauma you must be feeling. These kinds of accidents are usually the most extreme and can be scarring. You may be unsure of what to do next following an accident that has totaled your vehicle, so we have compiled the proper steps for you to take in an effort to help you move forward.
What Defines My Car as “Totaled?”
If your car has been classified as totaled after an accident, it is deemed beyond any sort of repair work. Upon inspection of the vehicle, a car professional will see that there is no way to repair the vehicle to be completely safe again, and therefore will not risk the safety of the driver in the future. A car is also considered totaled if the amount of money it would cost to make the car as good as new is worth more than its value before the accident. State laws set many of the parameters that mechanics use to determine the condition of the car.
Is the Claim Process Complicated?
It can be. The claims adjuster from your insurance company has the task of determining how much your car is worth, given all of the factors like mileage, condition, make, model…etc. All of these serve as criteria for how much money will come back to you. This is where you might run into problems. Insurance companies can be stingy; there is no other word for it. A claims adjuster is a representative for the insurance company and wants to save them as much money as possible. If you think you are being unfairly compensated after an accident that rendered your car totaled, it is wise to hire legal counsel. An experienced car accident attorney will have dealt with insurance companies extensively, and can help you navigate these waters if it is your first time.
Call Todd R. Durham Today
My mission is to ensure you are treated fairly by insurance companies and help you receive the compensation you deserve following a car accident. I would be happy to schedule a consultation free of charge to discuss your case. Call the Todd R. Durham Law Firm office today at 972-362-0046 or contact us online.