Anyone who has ever been involved in a car accident has likely wondered about vehicle damage or injury claims after the fact. Everyone wants to put the crash behind them and get on with life. After an accident, you are entitled to compensation for your damages, depending on who was at fault for the incident. First and foremost, seek medical assistance.
Types of Damages
If you intend to make an insurance claim for property damage, some types of damage you are entitled to collect include:
- Vehicle damage
- Personal property – Compensation for any items within the car such as a computer or a bicycle on the back carrier.
- Rentals – If you needed to rent a vehicle after the accident, most insurance companies offer reimbursement for the expense while your car is being repaired.
- Out-of-pocket costs – If you had to hire a taxi, for example, insurance claims would cover the out-of-pocket expenses involved.
If your accident was far more serious than simple property damage, like if you suffered injuries in the accident, the legal issues involved are far more complicated. In addition to property damage listed above, you may be entitled to reimbursement for medical expenses and lost wages. In some cases, you may claim compensation for mental and physical pain and suffering due to the accident.
If you feel content negotiating a settlement, we highly recommend you seek an attorney, first and foremost. Bodily injuries and medical expenses are unique. Sometimes symptoms do not appear for weeks, perhaps even months, after the accident. If you have already settled, you cannot file a claim for newly found injuries.